Our Ill Health Retirement service provides independent, expert advice on employee eligibility for Early Ill Health Retirement.
Ill Health Retirement
Our Ill Health Retirement Service is initiated when an employee’s health condition significantly affects their ability to work, potentially leading to early retirement due to ill health. The process involves a thorough assessment by an independent Occupational Health Physician (IRMP) to evaluate the impact of the health issue on the employee’s job performance. The process includes collecting medical evidence, consulting with healthcare providers, and determining the employee’s capacity to continue working. The aim is to prioritise the employee’s health and well-being while also considering the practical aspects of their employment and retirement benefits.
Our experienced team of Occupational Health Physicians are highly skilled in advising on both private and public service pension schemes and conducting pension reviews / independent assessments for both active and deferred applicants seeking Ill Health Retirement.
What Do Ill Health Retirement Assessments Involve?
Ill Health Retirement Assessments are comprehensive evaluations conducted by our experienced Occupational Health Physicians to determine if an employee qualifies for early retirement due to ill health based on health grounds. Here’s what the process involves:
- Initial Referral: The process begins when an IHR referral is received by our team.
- Assessment Planning: Initially, we schedule a consultation with an independent Occupational Health Physician (IRMP). This involves gathering preliminary information about the employee’s health condition and job requirements.
- Medical Evidence Collection: We may need to collect further medical evidence (FME) which may include medical records, reports from healthcare providers, and any relevant test results.
- Occupational Health Assessment: The IRMP conducts a thorough assessment of the employee’s health condition, evaluating how it impacts their job performance and overall ability to work.
- Evaluation and Recommendation: Based on the assessment, consultation, and medical evidence, the IRMP evaluates the employee’s capacity to continue working and provides a clear, evidence-based recommendation. This includes whether Ill Health Retirement is appropriate and any potential adjustments or accommodations.
- Report Preparation:The IRMP prepares a detailed report outlining the findings and recommendations. This report is shared with the employer and relevant trustees.
- Decision Support: We support trustees to make informed decisions by offering unbiased opinions and clarifying any aspects of the report.
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What are the benefits of ill Health Retirement:
Ill Health Retirement services offer several key benefits for both employees and employers:
- Employee Wellbeing:IHR services prioritise the health and wellbeing of employees, ensuring that those who are unable to continue working due to health issues receive the support they need, particularly when considering early retirement due to ill health.
- Financial Security:Employees can access their pension benefits earlier through Ill Health Retirement, providing financial stability during a challenging time when they are unable to work.
- Expert Assessments: Independent assessments by Occupational Health Physicians ensure that decisions regarding Ill Health Retirement are based on thorough, unbiased medical evaluations.
- Compliance and Fairness:IHR services help employers comply with legal and regulatory requirements, ensuring fair treatment of employees seeking early retirement due to ill health.
- Informed Decision-Making:Clear, evidence-based recommendations support trustees and employers in making well-informed decisions regarding Ill Health Retirement.
What are the key values ill Health Retirement services offer:
The top three values that ill health retirement services offer are:
- Health and Well-being Prioritization: Ill health retirement (IHR) services ensure that the health and well-being of employees are at the forefront, providing necessary support and care during a challenging time, including options for early retirement due to ill health.
- Fair and Informed Decision-Making: By offering thorough, unbiased medical assessments and clear recommendations, IHR services help employers and trustees make fair and well-informed decisions regarding an employee’s early retirement due to ill health.
- Compliance and Risk Management: By adhering to the specific guidelines of various pension schemes, our ill health retirement services ensure that assessments are compliant with legal and regulatory requirements. This reduces the risk of disputes or challenges related to ill health retirement, safeguarding the organization against potential liabilities.
- Cost Efficiency: Investing in our ill health retirement services can lead to long-term cost savings for organizations by reducing (or preventing) prolonged employee absences and potential legal disputes, which can minimize the financial impact associated with ill health claims.
Outcome of Our Ill Health Retirement Services
Here are the typical outcomes of an ill health retirement referral:
- Approval for Ill Health Retirement: If the assessment confirms significant health impairment, the employee may be approved for ill health retirement, allowing earlier access to pension benefits.
- Recommendations for Adjustments: The assessment may suggest adjustments to the employee's role or work environment to enable them to continue working.
- Continued Employment with Monitoring: If the health condition is not severe, the employee may remain in their role with ongoing monitoring and support.
- Referral to Additional Support Services: The assessment might recommend further medical treatment, rehabilitation, or other support to help manage the employee’s condition.
- Denial of Ill Health Retirement: If the health condition does not significantly affect work, the application for ill health retirement may be denied, and the employee will continue working as usual.
About Us - Who we are?
Welcome to Innovate Healthcare. We are a British company, managed by experienced UK clinical, operational and business personnel who have worked in the Occupational Health and NHS sectors for over 60 years and who understand the requirements of the varying market sectors.
We provide Occupational Health, ill health retirement, Management Referral, Safety & Wellbeing Services to all industries and company sizes, nationally. We can help to minimise employee absence and support early retirement due to ill health where necessary, ensuring your workforce remain fit and safe to meet the needs of your business.
We offer innovative solutions in service provision using advancing technology and high quality clinical expertise to provide effective outcomes which improve bottom line results.
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Why Choose US?
1. A Decade of Dedicated Occupational Health and Wellbeing
Since our journey began in 2011, our mission has been to help people overcome the barriers to health and work by delivering high quality health and work services, including ill health retirement, which are accessible to all. We assist with early retirement due to ill health and bringing a modern, fresh approach to workplace health and wellbeing by adapting to the ever-changing health and wellbeing needs of the modern workforce and constantly focussing on the quality of the services we deliver.
2. Comprehensive services cover all aspects of employee care
We provide support at every step of an employee’s journey including virtual GP and Health Surveillance through to full Immunisations programmes, physiotherapy and talking therapies. We deliver high quality, tailored solutions that are designed to meet the specific needs of your workforce and delivering services through our dedicated in-house team means we guarantee high quality outcomes, consistently.
3. A Nationwide Team of Expert Clinicians
Our head office is in Stockport, and our dedicated in-house team of clinicians operate throughout the UK and Ireland. We deliver services virtually, where clinically possible to do so which means we can support colleagues quickly, regardless of their physical location in addition to being able to deliver in person services as and when required. Our clinical team purposely includes a diverse range of healthcare professionals, including Occupational Health Nurses, Occupational Health Physicians, Physiotherapists, Psychologists, and Occupational Therapists as this allows us to provide the full range of services that clients require, including ill health retirement support and assessments for early retirement due to ill health.
4. A Medium-Sized Enterprise Tailored to diverse Needs
Innovate offers the ideal balance of scale and flexibility. We are large enough to handle the diverse needs of small and medium-sized enterprises (SMEs) as well as larger corporate customers. Additionally, our commitment to delivering tailored solutions ensures that you receive a service that meets your specific requirements, while our agile approach allows us to adapt quickly to changing circumstances, providing the flexibility and responsiveness you expect from a smaller organization. We also specialize in ill health retirement assessments and support for early retirement due to ill health and other workplace health and safety services, ensuring that your employees remain healthy and productive.
Professional Qualification
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SEQOHS AssessorSEQOHS Assessor is a highly qualified professional tasked with evaluating occupational health services against the stringent standards
Get in Touch
Innovate Healthcare
3rd floor, Suite 4 Dale House
Tiviot Dale, Stockport
SK1 1TA
Phone
0161 527 7405 Email
OH@innovatehmg.co.uk 